Special Mortgage Rates

Limited time offer; Contact us today!

Beat the Market

We’ve priced our loans below
the market for your benefit

Save Money

Our special rates can
add up to big savings

Pick Your Term

Your choice of 15, 20,
& 30-year terms

Mortgages – Conventional Fixed Rate — up to $766,550

Rates effective: September 13, 2024

Rate Table Mortgage Special

Title

Interest Rate

Points

APR*

30 Year Term (Special)

5.99%

0.75%

6.125%

20 Year Term (Special)

5.74%

0.75%

5.916%

15 Year Term (Special)

5.49%

0.75%

5.97%

Enjoy lower monthly payments without PMI

Avoid paying PMI (private mortgage insurance) on a 15-year or 20-year mortgage with just 10% down (i.e., max loan-to-value of 90%). Avoid paying PMI on a 30-year mortgage with a 15% downpayment.

This is a limited time offer

Connect with our Mortgage Specialist Today!

Product Disclosures

APR = Annual Percentage Rate. Rates valid as of 9/13/2024, and subject to change without notice. Special mortgages rates are the lowest available for each term listed. 30 year special mortgage based on a purchase transaction with 15% down payment to avoid private mortgage insurance, minimum credit score of 680, maximum debt-to-income ratio of 45%, owner occupied, single family residence, and a loan amount of $200,000. The 20-year and 10-year special mortgages require 10% down payment to avoid private
mortgage insurance, minimum credit score of 680, maximum debt-to-income ratio of 45%, owner-occupied, single family residence, and a loan amount of $200,000. Rates disclosed with an * are the lowest rates available and are determined by your credit history and underwriting factors at time of application. Not all members will qualify for the lowest rate. Astera Credit Union does not offer legal advice. Please consult with a licensed Realtor before making any decisions on purchasing or selling a home.

Mortgages

Special Rates