- Low fixed interest rates
- Low down payment options
- Personal service from local experts
- Available in 10, 15, 20, and 30-year terms
- Low fixed interest rate; guaranteed for the life of the loan
- Minimum down payment is 3%
- 20% down payment required to avoid PMI
- Minimum credit score is 640
- Compare our Mortgage Offerings
- Learn about our Mortgage Process
- Connect with a Mortgage Specialist
- Start a Mortgage Application online
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Fixed Rate Mortgages
Our conventional fixed rate mortgage is the go-to loan for well-qualified borrowers.
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Rates valid as of 01/30/2025, and subject to change without notice. Scenarios are based on a purchase transaction with a 20% down payment, a credit score of 740, maximum debt-to-income ratio of 45%, owner-occupied, single family residence, and a loan amount of $200,000. Rates disclosed with an * are the lowest rates available and are determined by your credit history and underwriting factors at time of application. Not all members will qualify for the lowest rate. Maximum loan amount is $805,500.